Lenders enhance their pricing strategies, borrowers compare best rates and terms.
Ratespot is an AI-powered platform offering free and premium access to real-time analytics and high impact tools for mortgage and real estate industry. It is and designed to empower clients to make informed decisions, optimize operations, and thrive in their markets.
RateSpot.io API
RateSpot's API integration grants access to all our data in one convenient location.
Rate Sheets
Daily rate ML leverage prediction of rate sheets against other lenders in a given market
Historical Data
Collected historical hourly data of live advertised (frontline) prices gives our customers transparency into their price adjustments, timing and lender concentration throughout the day.
Made for Retail, Institutional Lenders and Real Estate Professionals
Price Feed
At the core of the platform, we have a powerful combination of a mortgage pricing engine, a property listing engine, and a simulation engine. This allows us to provide real-time pricing for mortgage products, properties, and simulations for various mortgage scenarios that are tailored to the user's needs. Users will be able to simulate different mortgage scenarios with a few picks and clicks from each step of the process.
Gain a competitive edge with ratespot.io real-time analytics
Accesible & Transparent
Compare options, understand the financial landscape and secure the best possible mortgage terms. Enhance decision making, increase operational efficiency and streamline workflows
Reliable & Accurate
ratespot.io aggregates AI-piloted data with comprehensive insights into latest mortgage rates, trends and market conditions.
Scalable & Flexible
Seamlessly integrate ratespot API to customers’ internal systems, applications and data warehouses.
Pricing plans
Free
$0
- Price feed unlimited + downloads
- 50 Rate sheet searches + downloads
- Download sample historical data (last 2 days)
- API sample data (CA & NY)
Premium
$19.99
- Includes all the free plan
- Ratesheet unlimited + downloads
- Historical data (past 6 months)
- Access to major zip codes in the API portal (30 states)
- 10 Custom filters
Enterprise
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- 36 Months of historical data
- Bulk download from our website or Postgres DB
- Direct and scheduled uploads to customers’ data ecosystems
- Unlimited access to ratesheets
- Unlimited custom filters
- Access to all national zip codes in API portal
- Technical and analitycal support